I know that a lot of Kia and Hyundai cars have been hit with higher insurance rates due to theft problems. Does this apply to the Hyundai Kona too? If so, is there a specific model or year that avoids this issue?
It really depends on where you live.
When I was in South Carolina, my Sonata and Kona had the same rate since both had push-to-start. But when I moved to Colorado, my insurance doubled.
Miltan said:
It really depends on where you live.
When I was in South Carolina, my Sonata and Kona had the same rate since both had push-to-start. But when I moved to Colorado, my insurance doubled.
Yeah, insurance companies are adjusting rates across different states. Some states are seeing bigger increases than others.
Even if a specific Hyundai model isn’t being stolen as much, insurance companies are still raising rates on all of them.
Taylor said:
Even if a specific Hyundai model isn’t being stolen as much, insurance companies are still raising rates on all of them.
Mine didn’t go up at all.
Taylor said:
Even if a specific Hyundai model isn’t being stolen as much, insurance companies are still raising rates on all of them.
Mine didn’t go up at all.
You got lucky then.
Best way to know for sure is to call your insurance company. A specific car model doesn’t guarantee a lower or higher rate—it depends on your driving history, location, and the insurer.
Dolph said:
Best way to know for sure is to call your insurance company. A specific car model doesn’t guarantee a lower or higher rate—it depends on your driving history, location, and the insurer.
Fair enough. I’ll definitely call before I make a purchase, but I was trying to get a general idea before even looking at Hyundais.
@jordansmith
I have a 2010 Kia Soul and a 2024 Hyundai Tucson, both full coverage.
Kia: $652 a year
Tucson: $756 a year
I’m in Cleveland, Ohio with State Farm.
@jordansmith
If you want a quick estimate, go to a dealer’s website, grab the VIN of a car you’re considering, and give it to your insurance company. They’ll give you an exact quote before you even test drive.
Not in my area. We don’t have theft issues here, and my rate is actually lower than it was for my 2019 Hyundai Elantra.
Any Hyundai built after 2021 has an immobilizer, so it shouldn’t be as expensive to insure.
WilliamMia said:
Any Hyundai built after 2021 has an immobilizer, so it shouldn’t be as expensive to insure.
Haha, yeah right.
I just got a Kona EV SE. It costs me $530 every six months. My old 2010 Subaru Forester was $810 for the same period.
I have State Farm. We had a 2016 Tucson, then added a 2024 Kona EV. We also had a 2015 Sonata Turbo before that. My agent told me to make sure any car I got was push-to-start because they won’t cover ones with regular keys. Oddly enough, I’m paying less now than when I had the Sonata.
My daughter traded her 2017 Elantra for a 2024 Kona, and her insurance actually dropped by $30 a month.
I traded in a 2017 Elantra SE for a 2021 Kona Ultimate AWD, and my insurance went down to $130 with Progressive. Wasn’t expecting that, but I’m not complaining.
If it’s a 2021 or newer, it has an immobilizer and shouldn’t be an issue. Anything older? Good luck trying to get it insured affordably.
Depends on your state. I’m in New Jersey and have a Kona, but finding an insurer was a headache. A lot of big companies wouldn’t take my car, so I had to go with GEICO or Progressive.
I have a 2024 Kona Limited, and my insurance rate didn’t go up at all.