Lady backed into my parked Elantra in a lot… she didn’t have insurance and even yelled at me?

Two years ago, a deer hit my car not long after I got it (the deer also didn’t have insurance). Anyone else feel bad when their car gets hit? I feel like my Elantra’s been through enough.

She really yelled at you when she was the one who hit your parked car? That’s a new one. I mean, she’s the one at fault.

Did you take any pics?

Nadia said:
Did you take any pics?

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I went through something similar, but at least the driver had insurance… no license though.

Freddie231 said:
I went through something similar, but at least the driver had insurance… no license though.

It’s just a hassle, honestly.

So… she just yelled, and you let it go?

Nathan said:
So… she just yelled, and you let it go?

No way. I called the police right then, and he took my side. Got an insurance claim started, but I doubt I’ll get any money back. Now I’m waiting for the transportation department to suspend her license and plates until she pays up. Insurance is looking to pursue her too.

@malawi
You really shouldn’t have to be paying out of pocket at all for this.

Nathan said:
@malawi
You really shouldn’t have to be paying out of pocket at all for this.

Depends if you have uninsured motorist insurance. This kind of thing’s why I have it.

Bethliz said:

Nathan said:
@malawi
You really shouldn’t have to be paying out of pocket at all for this.

Depends if you have uninsured motorist insurance. This kind of thing’s why I have it.

True, but even uninsured motorist coverage has a deductible, so you’re still out a bit. Once, my insurance didn’t bother going after the guy who hit me because they said it wouldn’t be worth it. Felt like they just gave up.

@ElantraEnthusiast2
Mine doesn’t have a deductible for uninsured, but I guess that depends on the company.

Nathan said:
@malawi
You really shouldn’t have to be paying out of pocket at all for this.

Yeah, she’s uninsured, but I do have coverage for it.

malawi said:

Nathan said:
@malawi
You really shouldn’t have to be paying out of pocket at all for this.

Yeah, she’s uninsured, but I do have coverage for it.

Still don’t get how some places don’t have no-fault insurance. Just makes things worse.

@malawi
Wow, what a hassle… insurance should really help you out here.

Mickey said:
@malawi
Wow, what a hassle… insurance should really help you out here.

Yeah, there’s the deductible, plus other stuff like rental or towing fees.

Mickey said:
@malawi
Wow, what a hassle… insurance should really help you out here.

My deductible feels like it’s just adding insult to injury.

malawi said:

Mickey said:
@malawi
Wow, what a hassle… insurance should really help you out here.

My deductible feels like it’s just adding insult to injury.

If they get her to pay later, you’ll get your deductible back. I had to wait after a similar incident, but eventually got reimbursed.

@malawi
Hopefully she learns her lesson from all this.

No insurance? Call the cops right away next time.